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Eligibility

We’re here to demonstrate how our investment in your home can fit your unique needs and to guide you through the eligibility criteria

Eligibility

We’re here to demonstrate how our investment in your home can fit your unique needs and to guide you through the eligibility criteria

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Am I Eligible? Check in 30 seconds.

Home in eligible state (AZ, FL, GA, NC, VA, WA)

Your home must be situated in one of our eligible market areas. We currently serve homeowners in Arizona, Florida, Georgia, North Carolina, Virginia and Washington states. And we are expanding. Drop us a line nevertheless.

Home value of $150K+

Your home should have a current appraised value exceeding $150,000.

Single-family, condo, or townhouse

We consider single-family homes, townhouses, and condos. Condos with fee simple ownership are also eligible.

Owner-occupied or Investment property

We accept both owner-occupied homes and investment properties.

At least 20% home equity remaining after investment

You should maintain a minimum of 20% equity in your home after our investment. This ensures that you continue to have a stake in your property.

Minimum credit score (usually 500+)

Most homeowners qualify with a credit score of 500+, though higher scores may improve your terms.

Second lien allowed on the property

We must be able to take a second lien position on your house to secure our investment. A second lien means we’re behind your primary mortgage, not replacing it. It doesn’t change your primary mortgage.

Income Docs Rarely Needed

Since our Home Equity Investment is not a loan, there are no specific income requirements. Your ability to repay is not a determining factor. Most don’t need to provide income, though a pay stub may help if mortgage payment history is limited

What if I'm not eligible?

Not sure if you qualify? Submit your details to join the waiting list – we’re expanding soon.

Is NestBucks right for you?

Our Home Equity Investment offers a flexible solution to address a wide range of financial goals. We’re here to help whether you’re looking to consolidate loans, invest in home improvements or a business, fund a significant purchase, create an emergency fund, or pursue any other financial goal.

Is NestBucks right for you?
Our Home Equity Investment offers a flexible solution to address a wide range of financial goals. We’re here to help whether you’re looking to consolidate loans, invest in home improvements or a business, fund a significant purchase, create an emergency fund, or pursue any other financial goal.
Am I eligible?

To ensure that our investment aligns with your needs, here are the eligibility requirements:

About Your Home

Location: Your home must be situated in one of our eligible market areas. We currently serve NY metropolitan areas including NY, NJ, CT and PA. And we are expanding. Drop us a line nevertheless.

Value: Your home should have a current appraised value exceeding $150,000.

Property Type: We consider single-family homes, townhouses, and condos. Condos with fee simple ownership are also eligible.

Occupancy: Your home must be owner-occupied

About You as Homeowner

Equity: You should maintain a minimum of 20% equity in your home after our investment. This ensures that you continue to have a stake in your property.

Credit: While our credit requirements are not as stringent as traditional mortgage lenders, there is a minimum credit score needed to qualify..

Income: Since our Home Equity Investment is not a loan, there are no specific income requirements. Your ability to repay is not a determining factor. HomeBase Requirements


Second Lien Position: We must be able to take a second lien position on your house to secure our investment.


Existing HEI or Reverse Mortgage: If you have any existing Home Equity Investment or reverse mortgage, it must be paid off or settled before proceeding with our HEI.


Our goal is to make accessing your home equity easy while ensuring that our terms align with your financial situation and goals. Ready to get started?