Learn about the concept of Home Equity Investment and how it works.

A Home Equity Investment is a unique financial solution that lets you tap into your home's equity without taking on additional debt. It's like having a financial partner who invests in your home's future potential, and in return, you receive upfront cash that you can use for various purposes. Since this is not a debt, there are no monthly payments for the life of the Home Equity Investment

Understand the key differences between Home Equity Investment and traditional lending options.

Unlike traditional loans or mortgages that involve monthly payments, a Home Equity Investment doesn't require you to make monthly repayments. Instead, we invest in your home's potential future appreciation, and when you sell your home, you share in its appreciated value. If you choose not to sell, you can settle or close out the home equity investment at any time based on the home value at that time.

Explore the various use cases, such as debt consolidation, home improvements, investments, and more.

You have the flexibility to use the funds from a Home Equity Investment for a wide range of purposes, such as home improvements, debt consolidation, starting a business, funding a significant purchase, or creating an emergency fund. The choice is yours!

Find out the eligibility criteria regarding home location, value, type, and occupancy.

Your home should meet specific criteria to be eligible for a Home Equity Investment. It must be located in one of our eligible market areas, have a current appraised value exceeding $150,000, and fall into the categories of single-family homes, townhouses, or condos (including those with fee simple ownership). Additionally, your home should be owner-occupied. For detailed requirements, see

Learn about the appraisal process and how your home's value is assessed.

We arrange for an independent appraisal to determine your home's value accurately. This appraisal is an essential step in ensuring transparency and fairness in the process.

Understand the limits on the amount you can access while retaining equity in your home.

You can typically access a portion of your home's equity while ensuring you retain a minimum of 20% equity after the investment. This safeguards your continued ownership stake in your property's value.

Discover the credit score criteria and how they affect your eligibility.

While we do have credit score criteria, they are not as strict as those of traditional lenders. We evaluate creditworthiness on an individual basis, making Home Equity Investments accessible to a wider range of homeowners.

Find out the typical timeline from approval to disbursement.

Typically, after finalizing the investment offer, we'll schedule a closing, and you can expect the funds to be disbursed shortly afterward. We aim to make the process as efficient as possible for you.

Learn about potential fees, including origination fees, appraisal fees, and others.

Yes, there may be fees associated with a Home Equity Investment, including origination fees and appraisal fees. However, these details will be provided to you transparently during the application and approval process.

Understand the implications and options when selling your home with an active investment.

If you decide to sell your home, we'll share in the appreciated value based on the terms of our investment agreement. This allows you to unlock the equity and move forward with your plans.

Explore the possibility of repaying the investment before the agreed-upon term.

Yes, you can pay off a Home Equity Investment early. We understand that financial circumstances can change, and we provide the flexibility to settle the investment before the agreed-upon term.

Learn about the consequences of default and the steps taken in such a scenario.

In the event of default, we'll work with you to find a solution that benefits both parties. Our goal is to support homeowners in making the most of their Home Equity Investments.

Understand the tax implications of Home Equity Investments and any potential deductions.

As a homeowner, you will continue to be liable for mortgage, escrow and/or real estate taxes in full. Separately, Home Equity Investments may have tax implications. It's advisable to consult with a tax professional to understand the specific tax consequences related to your investment.

Learn about the security measures in place to protect your sensitive data.

Yes, your privacy and security are of utmost importance to us. We employ robust security measures to protect your sensitive information throughout the application and approval process.

Find out how existing home equity investments or reverse mortgages may impact your eligibility.

If you have an existing Home Equity Investment or reverse mortgage, it may be necessary to pay it off or settle it before proceeding with our Home Equity Investment or using the proceeds of our Home Equity Investment. We can work with you to explore your options in such cases.